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  • Bolster your home’s defenses when the temperature drops Posted on December 7, 2011
    Preventing frozen pipes: Temporary measures  During extended periods of subfreezing temperatures, increase thermostat settings to a minimum of 60°F throughout the home to help ensure adequate temperatures are maintained in the coldest spots. Open bathroom or kitchen cabinet doors that … Continue reading →
  • Holiday Parties: Ensure Your Party is full of Holiday Cheer Posted on November 22, 2011
    If your holiday party includes alcohol, make sure your liquor liability is part of your plans. Holiday office parties are a popular way to celebrate the season and show your appreciation to your staff.  There are many ways to celebrate … Continue reading →
  • Wondering Why Your Homeowners Insurance Has Gone Up? Posted on October 27, 2011
    With the housing market in the doldrums and in many markets across the country homes are worth an average 6% less just from June 2010 to June 2011 many homeowners are asking… Why has my insurance coverage increased when the … Continue reading →
  • Friends Don’t Let Friends Borrow their Car Posted on September 29, 2011
    As adults, we are always willing to lend a hand and graciously share with our friends, family and neighbors. We begin stressing the importance of sharing with our children when they are mere toddlers. While sharing is generally a nice … Continue reading →
  • Take our Fire Safety Quiz – Are You Prepared? Posted on September 15, 2011
    
  • Are you Hurricane Ready? Tips to Helping You Be Prepared Posted on August 26, 2011
    Are you prepared for hurricane season?  Since hurricane season lasts through November 30th, here are some tips courtesy of Ready.gov to help you prepare your home and business to reduce the effects of these devastating storms. Get an Emergency Supply … Continue reading →
  • It’s Boat Season – Enjoy it Safely with these Tips Posted on July 4, 2011
    Here are some tips to keep your summer on the lake full of fun and accident-free. Life Preservers Aren’t Just for Kids. It’s not enough to just have life jackets on board — wear them! In an accident, people rarely … Continue reading →
  • Tips to Avoiding Water Damage Posted on July 4, 2011
    At Hood Hargett we have been serving individuals and businesses insurance needs for over 30 years in Charlotte. Below are importantant tips for every home and building owner. Even a small leak can become a major problem, so knowing what … Continue reading →
  • Hood Hargett Breakfast Club Benefits Business and Our Community Posted on July 4, 2011
    In its 9th year, the Hood Hargett Breakfast Club remains the premier business development group in Charlotte.  With 53 and counting category exclusive member companies, more than 300 business professionals and community leaders attend each monthly Breakfast Club event. Some … Continue reading →
  • How to Spot Workers’ Comp Fraud Posted on June 13, 2011
    11 Ways to Spot Workers’ Comp Fraud Experience shows when two or more of the following factors are present in a workers compensation claim, there is a chance the claim may be fraudulent. Remember though, that these are simply indicators. … Continue reading →
  • Health Care Reform Provisions you Should Know Posted on March 27, 2011
    Last year, President Obama’s health care reform bill (Affordable Care Act) took effect with several new provisions that are currently in effect.  These include: Extended coverage for young adults: Under the new law, young adults are allowed to stay on … Continue reading →
  • Workplace Lawsuits are on the Rise. Are you Protected? Posted on March 27, 2011
    Companies are facing a growing number of lawsuits related to discrimination, wages, hours and benefits – a trend that could both hurt and help workers.  While employment-related lawsuits can lead to better worker protection, plus bring money for plaintiffs, they … Continue reading →
  • Pay as you Go Solution for Workers Compensation Posted on March 27, 2011
    Hood Hargett and Associates now offers a program to qualified policyholders that calculate workers compensation against actual reported payroll.  Pay-As-You-Go is an automated premium billing solution for new and renewal worker’s compensation insurance policies. Policyholder benefits include: Cash Flow Management … Continue reading →
  • How much Liability Protection is Enough? Check out the Top 100 Verdicts of 2009 Posted on March 17, 2011
    Sometimes bad things happen to good companies. Download a PDF of the case studies of the cases listed below including Facts & Allegations. Girl killed in crash with drunken driver who ran stop sign Case Type: Alcohol Involvement-Defendant — Motor … Continue reading →
  • Cyber Security – Are you Protected? Posted on February 24, 2011
    Did you know that the average cost of a data breach is $204 per lost record, with more than half of such costs attributable to lost customers and the associated public relations expenses to rebuild an organization’s reputation. The examples … Continue reading →
  • Express Your Love with Jewelry…Protect the Joy by Properly Insuring Your Valuables Posted on February 10, 2011
    For many, the expression of love comes in the form of a beautiful piece of jewelry, and for some the expression of love may be a marriage proposal.  A gift of a lifetime should also carry the assurance that the … Continue reading →
  • Hood Hargett Helps Samaritan’s Purse Posted on December 13, 2010
    Samaritan’s Purse is a nondenominational evangelical Christian organization providing spiritual and physical aid to hurting people around the world. Since 1970, Samaritan’s Purse has helped meet needs of people who are victims of war, poverty, natural disasters, disease, and famine. … Continue reading →
  • Winter Weather Preparation Posted on November 7, 2010
    Ice, snow and wind can have devastating consequences on your home. The time to winterize is when the leaves begin to turn and not when the snow begins to fall. Homeowners should take the following precautions: Maintain Gutters Remove leaves, … Continue reading →
  • Holiday Shopping Season Has Begun; Protect Your Identity Posted on November 7, 2010
    Tips for Avoiding Identity Theft Holiday shoppers can reduce the chances of becoming an identity theft victim this year by taking some simple preventative measures. Shoppers are tired, stores are crowded and it’s easy to become less guarded about personal … Continue reading →
  • Eat, drink and be wary! Posted on November 5, 2010
    It’s holiday time again. That means many party hosts will be uncorking the bubbly, spicing up the eggnog, or mulling the wine. Surely, ’tis the season to be jolly, but if you let your guests get too jolly, you could … Continue reading →
  • Halloween Safety Tips Posted on October 28, 2010
    Halloween is just around the corner and many consumers may not realize how scary this ghoulish night might really be for their personal safety, their property…or their pocketbooks. You trusted Hood Hargett Independent Broker can help families better prepare for … Continue reading →
  • “Showhomes” Solves the Coverage Problems of Home Vacancy Posted on September 9, 2010
    by Jack Hungelmann Corporate 4 Insurance Agency, Inc. Published July 2010 How Showhomes Works Showhomes solves both the vacancy and unoccupancy problems. A resident manager moves in and completely furnishes the place. The manager takes care of the premises, including … Continue reading →
  • Warning: Big Insurance Payments May Be Slipping Through Your Fingers Posted on July 16, 2009
    Brokers can help insured’s understand claim definitions, notice provisions By William A. Boeck Published 5/18/2009 Picture this. An employee laid off last year decides he was a victim of age discrimination. After receiving permission from the Equal Employment Opportunity Commission, … Continue reading →
  • Insurers Offer to Lower Rates for Some Women Posted on May 6, 2009
    By Ricardo Alonso-Zaldivar Associated Press Posted: Wednesday, May. 06, 2009 WASHINGTON Health insurance companies, facing the threat of a government health plan, offered Tuesday to reduce rates for millions of women and accept close federal regulation of their industry. The … Continue reading →
  • The Resource – Vol. 1, Issue 1 Posted on April 27, 2009
    Open publication